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Special Benefits Just for New Professionals
Under our Special Limits for New Professionals program, new professionals, residents and professional students with little or no financial history can apply for disability income insurance now - while you are young and healthy - without financial evidence of insurability (you will, however, be medically underwritten).
If you find yourself on this list, contact us today!
Special Limits for New Professionals
FIRST-YEAR PROFESSIONALS |
MONTHLY INDEMNITY MAXIMUM |
|
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| Physicians - General and Non-Invasive Specialists not listed |
$6,000 |
| Dermatologists, Oral Surgeons |
$6,500 |
| Pathologists, Plastic Surgeons |
$6,500 |
| Obstetricians and/or Gynecologists |
$6,500 |
| Gastroenterologists |
$7,500 |
Oncologists |
$7,500 |
Opthalmologists |
$6,500 |
Hematologists |
$6,500 |
| , Otolaryngologists |
$7,500 |
| Cardiologists
|
$7,500 |
Neonatologists |
$7,500 |
| Urologists |
$7,500 |
Surgical Specialties not listed |
$6,500 |
| Radiologists (diagnostic, therapeutic) |
$7,500 |
| Orthopedic Surgeons |
$7,500 |
| Neurosurgeons |
$7,500 |
| Dentists - General and Specialties not listed |
$4,000 |
| Endodontist |
$6,000 |
| Periodontist |
$6,000 |
| Prosthodontists |
$6,000 |
| Orthodontists |
$6,000 |
| Architect |
$3,000 |
| Attorney |
$3,000 |
| CPA |
$3,000 |
| Degreed Engineer |
$3,000 |
| Optometrist |
$3,500 |
| Pharmacist |
$3,500 |
| Veterinarian |
$3,000 |
| Physician Assistant (PA.) - Certified |
$1,500 |
| Nurse Practicioner - Certified |
$1,000 |
RESIDENTS |
MONTHLY INDEMNITY MAXIMUM |
|
|
Fellow (Declared ) |
$ 5,000 |
Medical (Declared Yr 3+) |
$ 5,000 |
Medical (Year 1 & 2, and Undeclared) |
$ 4,000 |
Dental |
$ 4,000 |
STUDENTS |
MONTHLY INDEMNITY MAXIMUM |
|
|
Sr. Medical |
$ 2,500 |
Sr. Dental |
$ 2,100 |
Sr. Veterinarian |
$ 2,000 |
Pharmacy School (Final 2 Yrs) |
$ 1,500 |
Law School (Yr 3) |
$ 3,000 |
MBA Program (Final Yr) |
$ 2,000 |
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