Young Professionals

Special Benefits Just for Young Professionals

Under our Special Limits for Young Professionals program, young professionals, residents and professional students with little or no financial history can apply for disability income insurance now - while you are young and healthy - without financial evidence of insurability (you will, however, be medically underwritten).

If you find yourself on this list, contact us today!

Special Limits for Young Professionals

FIRST-YEAR PROFESSIONALS
MONTHLY INDEMNITY MAXIMUM
Physicians - General and Non-Invasive Specialists not listed
$5,000
Dermatologists, Oral Surgeons
$5,250
Pathologists, Plastic Surgeons
$5,500
Obstetricians and/or Gynecologists
$5,750
Gastroenterologists, Oncologists, Opthalmologists
$6,000
Hematologists, Otolaryngologists
$6,250
Cardiologists, Neonatologists, Urologists,
Surgical Specialties not listed
$6,500
Radiologists (diagnostic, therapeutic)
$6,750
Orthopedic Surgeons
$7,000
Neurosurgeons
$7,500
Dentists - General and Specialties not listed
$4,000
Endodontist
$4,000
Periodontist
$4,500
Prosthodontists
$4,500
Orthodontists
$5,000
Architect
$3,000
Attorney
$3,000
CPA
$3,000
Degreed Engineer
$3,000
Optometrist
$3,000
Pharmacist
$3,000
Veterinarian
$2,500
Physician Assistant (PA.) - Certified
$1,500
Nurse Practicioner - Certified
$1,000

 

RESIDENTS
MONTHLY INDEMNITY MAXIMUM
Fellow (Declared )
$ 4000
Medical (Declared Yr 3+)
$ 3700
Medical (Year 1 & 2, and Undeclared)
$ 3500
Dental
$ 3500

 

STUDENTS
MONTHLY INDEMNITY MAXIMUM
Sr. Medical
$ 2100
Sr. Dental
$ 2100
Sr. Veterinarian
$ 2000
Pharmacy School (Final 2 Yrs)
$ 1500
Law School (Yr 3)
$ 1500
MBA Program (Final Yr)
$ 1000

 

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