Young Professionals

Special Benefits Just for New Professionals

Under our Special Limits for New Professionals program, new professionals, residents and professional students with little or no financial history can apply for disability income insurance now - while you are young and healthy - without financial evidence of insurability (you will, however, be medically underwritten).

If you find yourself on this list, contact us today!

Special Limits for New Professionals

FIRST-YEAR PROFESSIONALS
MONTHLY INDEMNITY MAXIMUM
Physicians - General and Non-Invasive Specialists not listed
$6,000
Dermatologists, Oral Surgeons
$6,500
Pathologists, Plastic Surgeons
$6,500
Obstetricians and/or Gynecologists
$6,500
Gastroenterologists
$7,500
Oncologists
$7,500
Opthalmologists
$6,500
Hematologists
$6,500
, Otolaryngologists
$7,500
Cardiologists
$7,500
Neonatologists
$7,500
Urologists
$7,500
Surgical Specialties not listed
$6,500
Radiologists (diagnostic, therapeutic)
$7,500
Orthopedic Surgeons
$7,500
Neurosurgeons
$7,500
Dentists - General and Specialties not listed
$4,000
Endodontist
$6,000
Periodontist
$6,000
Prosthodontists
$6,000
Orthodontists
$6,000
Architect
$3,000
Attorney
$3,000
CPA
$3,000
Degreed Engineer
$3,000
Optometrist
$3,500
Pharmacist
$3,500
Veterinarian
$3,000
Physician Assistant (PA.) - Certified
$1,500
Nurse Practicioner - Certified
$1,000

 

RESIDENTS
MONTHLY INDEMNITY MAXIMUM
Fellow (Declared )
$ 5,000
Medical (Declared Yr 3+)
$ 5,000
Medical (Year 1 & 2, and Undeclared)
$ 4,000
Dental
$ 4,000

 

STUDENTS
MONTHLY INDEMNITY MAXIMUM
Sr. Medical
$ 2,500
Sr. Dental
$ 2,100
Sr. Veterinarian
$ 2,000
Pharmacy School (Final 2 Yrs)
$ 1,500
Law School (Yr 3)
$ 3,000
MBA Program (Final Yr)
$ 2,000

 

Review our state licenses